Mutual funds are the funds with investment of different category (usually stocks) that help people to lo invest in lessen the risk of choosing individual security. This allow investors to choose types of funds that would suit to them which help them not to perform the back-breaking task. People usually think that they know about those personal finance topics -- but actually they dont. this is the reason I am going to explain the topic how mutual funds work and further going to give you recommendation for your initial investments. How mutual funds work: Mutual funds in Pakistan work by amalgamating the money of one investor with other investors and investing in the portfolio of other assets (e.g Stock, Bonds). this helps you to invest in the portfolios that you wouldn't be able to afford alone. The reason behind the popularity of mutual funds ( Investments in Pakistan ) is that they allow you to pick one fund with different stocks Mutual funds are ex...